College Planning 101 February 4, 2012

Whether a private or public school is in your child's or grandchild's future, education costs are rising. That's why it makes sense to prepare for future education expenses now. It's never too late to start putting your savings to work and taking advantage of a tax-deferred growth opportunity for your most valuable investment, your children. Come to Crowell Library on Saturday, February 4 at 2:00 p.m. to gain a better understanding of college costs and how you can prepare.

Savings and investment accounts can be the foundation for your education savings, but a number of strategies such as 529 college savings plans are specifically designed to help you reach your education savings goals with tax incentives. Although loans, scholarships and grants are helpful, relying on them could be out of your control. Having a nice nest egg for education gives a child more options. Learn the benefits of 529 savings plans and how to choose the right one.

MOSES LIN is a licensed financial advisor with Edward Jones Investments. He graduated from UCLA with an Economics degree and worked at IndyMac Bank for over 10 years as a secondary marketing and wholesale business development manager. He moved to Edward Jones to help clients with their financial goals and planning. ROY TIRAKAYOS is the Vice President of Franklin Templeton Distributors, Inc. and joined Franklin Templeton in 2002. He is currently a wholesaler responsible for promoting Franklin Templeton products and services in Southern California. Prior to his current position, Roy was a tuition planning specialist in the Sales department. Roy graduated from Loyola Marymount University with a B.A. degree in business administration. The presenters will happily answer questions from the audience after the presentation.