Adventure Insurance for Adventure Sports in India February 25, 2009

For the benefits of members of India Adventure Club, a new special contingency insurance policy is devised by, United India Insurance Company Ltd., is a leading public Sector General insurance company fully owned and controlled by Govt. Of India.

The salient features of the policy's for Indian Adventure Club are as under. 
In case of accidental death of insured member or Permanent Total Disablement, compensation equivalent to capital sum insured will be paid to nominee / legal heirs ( Rs 1 Lakh, Rs 3 Lakh, Rs 5 Lakh as the case may be)

In Case of permanent partial disablement, compensation as per percentage of disability as certified by medical practitioner will be paid on capital sum insured.( Accidental death / injury means resulting solely and directly caused by external violent and visible means as defined in personal accident insurance policy )

Reimbursement of hospitalisation expenses up to Rs 50,000/- incurred in connection with accidental injuries in a hospital / nursing home as inpatient.( Subject to terms & conditions of Mediclaim insurance policy )

Documentary evidence like police FIR, Mahazar, PM report, hospital records etc are required for settlement of claims.

Premium depends upon age of proposer / capital sum insured opted.

Immediate intimation to the Insurance Company to be given in case of any accident / claim.

Exclusions as per standard personal Accident insurance policy and Mediclaim insurance policy.

More details : www.iacindia.org

Official Website: http://www.iacindia.org/adventure%20insurance.html